See exactly how much your Social Security check will buy next year, not just the percentage increase
Viability 88/100Never get burned by bait-and-switch mortgage rates again — record promises, track changes, get proof.
Viability 83/100See what your mortgage really costs when taxes go up and insurance rates spike next year
Viability Score
Homeowners get blindsided by mortgage payment increases when property taxes and insurance costs spike, because every mortgage calculator only shows the loan payment and treats taxes/insurance as static numbers
A mortgage payment predictor that shows what your total payment will be each year for the next 5-10 years by tracking local property tax assessment cycles, insurance rate trends, and PMI drop-off dates
First-time homebuyers and people refinancing who want to avoid payment shock from rising property taxes and insurance costs
Lead generation and referral fees
Mortgage searches are up 800% as people navigate volatile rates, but property taxes are rising 10%+ annually in major metros and homeowner's insurance has doubled in many states due to climate risk - yet no tools help people plan for these inevitable increases
The first 20-30 users are people actively shopping for mortgages in high-tax-volatility areas like Austin, Seattle, and South Florida. Find them by posting helpful payment projection examples in r/FirstTimeHomeBuyer, r/Mortgages, and Facebook's "First Time Home Buyers USA" group. Target threads where people complain about payment increases or ask about tax/insurance costs. Also reach out to mortgage brokers in volatile markets who can refer clients wanting payment projections.
Full-code, no AI assistance — maximum control, longer runway.
Skills needed
Tech stack
Budget
$15,000-25,000
Timeline
4-6 months
Vibecoding (Cursor, v0), no-code, and AI tools — faster & cheaper.
Recommended AI tools
Budget
$3,000-8,000
Timeline
6-10 weeks
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